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Florida Estate Planning · Attorney-Reviewed
Your estate plan.
Created. Witnessed. Executed.
Yours forever.
5 legal documents. Notarized with 2 witnesses. One session.
Executed on completion
Notary + 2 witnesses included
FL attorney-audited for statutory compliance
Done in under 30 minutes
The Part Nobody Tells You About Online Wills
Every other service hands you a PDF. Then what?
The “Print & Pray” Method
You download a PDF. Good luck with the rest.
- Find 2 qualified witnesses: they can't be your spouse, can't be in your will, must be 18+, and must all be there at once.
- In-person notary: a separate trip, $25–$200 fee, and scheduling hassle.
- Zero privacy: your witnesses hear the contents of your entire will.
- Risk of invalidity: if any step fails, your will may not be properly executed.
Everything Included
With WillAgent
One 15-minute video call. Done.
- Professional witnesses: 2 NDA-signed experts join your video call.
- Built-in FL notary: certified notary joins your same session. No separate appointment.
- Privacy & legal proof: witnesses are NDA-bound, session recorded for your records.
- One sitting: all-in-one session designed to finish without leaving home.
Florida law requires 2 attesting witnesses, all present at the same time, for a will to be properly executed. A notary makes it self-proving – skipping extra probate steps. (FL §732.502, §732.503)
No other online will service handles this for you.
Get Everything Handled
Witnesses, notary, documents — one session
If you don't put it in writing,
a Florida judge decides.
Without an estate plan, a court decides who raises your children. Your spouse could be locked out of your individual accounts. And your exact medical wishes are left to chance.
Start Free CheckupFree 3-min assessment • No signup required
From Blank Screen to Executed.
Attorney-reviewed templates. Notary + 2 witnesses included.
No office visits. No scheduling. Done tonight.
01
3 min
Free Estate Checkup
Answer a few questions about your family, assets, and wishes. See which documents are commonly included based on your answers.
02
10 min
Build Your Plan
Add your assets, name guardians, assign beneficiaries — all on attorney-reviewed templates. See your entire estate plan on one screen before paying.
03
15 min
Sign & Notarize Online
No need to find a notary or witnesses — we provide everyone. Log on to a video call from your couch, sign digitally, and your documents are executed the moment the session ends.
04
Free
Access Anytime, Free Forever
Your documents are stored in an encrypted cloud vault. Download, share, or update anytime. Free lifetime storage included.
WillAgent Notarization Session
Demo
REC
12:34- ✓Living Will
- ●Last Will
- 3POA
- 4Healthcare
- 5HIPAA
CONFIDENTIAL
Last Will and Testament
State of Florida — Prepared via WillAgent
Article I — Declaration
I, Jane Doe, a resident of Duval County, Florida, being of sound mind and disposing memory, do hereby declare this instrument to be my Last Will and Testament, hereby revoking all previous wills and codicils.
Article II — Beneficiaries
I give, devise, and bequeath all of my tangible personal property to my spouse, if surviving, or if not surviving, to my descendants who survive me, per stirpes.
Article III — Personal Representative
I nominate and appoint my spouse as Personal Representative. If my spouse fails to serve, I appoint my eldest child as successor.
Sign Here
Jane Doe is signing...
Testator Signature
March 25, 2026
FL NOTARY
PUBLIC
★
PUBLIC
★
YOU
FL NOTARY
WITNESS 1
WITNESS 2
Document Queue2 of 5 documents · 12 min elapsed
End-to-end encryptedSession #WA-2026-0325
15 minNot 15 days
All docsOne session
WitnessesIncluded free
FL legalRON compliant
Sign everything from your couch. Licensed notary + verified witnesses join your video call.
Works on any smartphone. No app download. Just click the link we send.
Attorney-reviewed templates · Recorded per FL law · Powered by OneNotary · SOC 2
Start Free Checkup
Free checkup, no signup required
You Get Documents. Or You Get a Finished Plan.
Every service creates the same five documents. The difference is what happens after.
After you pay…
WillAgent
LegalZoom
Trust & Will
What you get
5 executed, self-proving documents
PDF to print and sign yourself
PDF to print and sign yourself
Notary
Included — joins your video call
You find and pay separately
Available via Notarize.com (extra cost)
2 witnesses
Included — NDA-signed professionals
You find your own
You find your own
Documents executed on completion?
Yes, the moment your session ends
Not until you arrange notary + witnesses
Not until you arrange witnesses
Platforms needed
1
2 (LegalZoom + separate notary)
2 (Trust & Will + Notarize.com)
Store your documents
Free vault, forever
$19.95/edit or $49/yr
$19/yr (30 days free)
What you get
WillAgent
5 executed, self-proving documents
LegalZoom
PDF to print and sign yourself
Trust & Will
PDF to print and sign yourself
Notary
WillAgent
Included — joins your video call
LegalZoom
You find and pay separately
Trust & Will
Available via Notarize.com (extra cost)
2 witnesses
WillAgent
Included — NDA-signed professionals
LegalZoom
You find your own
Trust & Will
You find your own
Documents executed on completion?
WillAgent
Yes, the moment your session ends
LegalZoom
Not until you arrange notary + witnesses
Trust & Will
Not until you arrange witnesses
Platforms needed
WillAgent
1
LegalZoom
2 (LegalZoom + separate notary)
Trust & Will
2 (Trust & Will + Notarize.com)
Store your documents
WillAgent
Free vault, forever
LegalZoom
$19.95/edit or $49/yr
Trust & Will
$19/yr (30 days free)
Competitor pricing and features verified from public websites, March 2026. Subject to change.
Year 1 looks close. But what happens in Year 5?
Stop Renting Your Will.
Most online services trap you in annual subscriptions. Stop paying, lose access. We think that’s wrong.
10-Year True Cost
One-time fee + annual renewals over 10 years
WillAgent
$279
$0/yrTrust & Will
$370
GoodTrust
$500
LegalZoom
$590
Gentreo
$600
Based on each service’s lowest individual will/estate plan. Annual fees verified from public pricing pages, March 2026.
Cancel Your Subscription? They Lock Your Documents.
Trust & Will
Editing locked, vault frozen
Source: Trust & Will Terms of Service
LegalZoom
$19.95 per-edit fee (or $49/yr unlimited revisions, or $199/yr Assist with attorney)
Source: LegalZoom Terms of Service
Gentreo
Data deleted within 30 days
Source: Gentreo Terms of Service
GoodTrust
PDFs locked, can’t download
Source: GoodTrust Terms of Service
WillAgent
Your documents. $0/year. Forever.
No subscriptions. Unlimited downloads. Account never expires.
Always Free
Your Documents Are Yours Forever.
Every WillAgent plan includes permanent document storage, unlimited PDF downloads, and an account that never expires. No annual paywall. No per-edit fees. No data deletion.
All generated documents stored permanently
Unlimited PDF downloads
Account never expires
Get Yours – Keep It Forever
From $279, one payment. No subscriptions. Ever.
Designed to Hold Up.
Not Just Look Official.
Your documents passed a 38-point attorney audit for full statutory compliance — including protections most platforms don't know exist.
We Auto-Remove the 7 POA Powers Voided by Florida RON Law.
FL §709.2202Some Power of Attorney powers are invalid when notarized online. Florida law says so. We detect all 7 categories and remove them before you sign, so nothing in your documents gets thrown out.
Most services include these powers without telling you they won’t hold up.
Two Documents Required by Florida Law — Not One Generic Form.
FL §709.2113Your financial POA comes as two documents: the Immediate POA (with the required §709.2106 principal notice built in) and an Agent Acceptance, where your chosen person formally accepts per FL §709.2113.
Industry standard: 1 generic form. No agent acceptance. No statutory notice.
Self-Proving. Built Into Every Will.
Under FL §732.503, courts can admit your will without calling witnesses to testify.
FL §732.503A self-proving affidavit with exact Florida statutory language is built into every will. Without it, a probate court can require your witnesses to testify in person — years later.
Most services use generic affidavit templates that courts can reject.
Reviewed by a FL Estate Planning Attorney. Designed for Probate Court Acceptance.
FL Bar ReviewedEvery template passed a two-round attorney audit covering 5 Florida and federal statutory frameworks. The result: templates designed to be accepted for filing by a Florida probate court. Opinion letter on file.
Other services skip the attorney. We start with one.
See What You Need (Free)
Free checkup, no signup required
Our templates comply with FL Statutes Title XLII (Estates and Trusts)
AES-256 Encryption
US-Only Data Residency
TLS 1.3 In Transit
FL Statutes Title XLII Compliant
What “We’ll Figure It Out Later” Actually Looks Like.
From real posts on X. Unedited. Click to verify.
The Cost of Inaction
$1.2M house, a will that said "split equally." Two years later, the siblings don’t speak. Forced sale. Nobody won.
@KurtSupeCPAShared publicly on X
Power of Attorney Risks
Brother took mom to an attorney, got POA for himself, installed her in assisted living. Now a custody dispute depleting the estate.
@FischerKing64Shared publicly on X
The Probate Trap
A year of hell dealing with probate. Please make sure you have a will. Death can happen any time, not just when you’re “old.”
@AmwysocShared publicly on X
When Grief Meets Greed
My own sister fought me due to greed. We had to sell everything. Family took advantage of my grief.
@Emmyfol_Shared publicly on X
68%of families torn apart by inheritance
$28.3Bstolen from elderly annually
43%wait until a health crisis
The Digital Graveyard
100+ Accounts. $191,516 Average Value.
Your Family Can Access Zero.
Every account you use locks the moment you die. Photos, messages, crypto, subscriptions. All gone. 89% of crypto owners worry about this, and have no plan.
“My husband was permanently banned from Facebook last week. 10+ years of memories gone. He was given no explanation why.”
@LoisMcLatch·Feb 2026·744 likes · 13K views
View on XWhat locks on death
Google PhotosiCloudWhatsAppInstagramBitcoinCoinbaseVenmoPayPalGmailSpotifyNetflixDropbox
Google:Auto-deletes after 3-18 months
Apple:3 years then permanent deletion
Facebook:Memorialized or deleted
WhatsApp:NO legacy feature. Chats lost forever.
76%
no digital plan
$240B
crypto lost forever
100+
accounts per person
Florida law lets your executor access digital accounts, but ONLY if your will includes a digital asset clause. Ours does.
Secure Your Digital Legacy
Free checkup in 3 min
All statistics from verified industry sources
Pay Once. Protect Them Forever.
Starting at $279. One payment.
No mandatory subscriptions. Your plan and lifetime storage are included. Every number below is sourced – tap i for the study.
Additional costs your family faces without estate documents – on top of standard FL probate fees (~6%)
Without a Will
Your family may face these costs
$43,000–$77,000
potential cost
What Your Family Pays in Court
$5,000–$10,000Executor bond premiums$2,500–$5,000
Additional attorney fees (intestate)$2,500–$5,000
If disputed:Will contest litigation+$10,000–$50,000
Beyond the numbers
Probate timeline:+4–5 months longer
Executor time burden:570 hours over 16 months
Executor mental health:40% report decline
What Happens to Your Home
$35,000–$62,000Property fire-sale discount$25,000–$35,000
Vacant property costs (12–18 mo)$10,000–$27,000
Beyond the numbers
Family dispute risk:58% of families
Probate = public record:100% of FL filings
What Happens to Your Children's Inheritance
$3,000–$5,000Court-supervised bond (per child, per year)$2,500–$5,000
Beyond the numbers
Court order required:For every withdrawal
Without POA & Directives
Additional costs on top of the above
$42,000–$78,000
potential cost
What Happens When You Can't Speak
$15,000Hospital vs hospice excess$15,000
Beyond the numbers
Accounts frozen:Immediately on death
Spouse access:No automatic right
What It Costs When No One Has Authority
$3,000–$18,000Guardianship petition$2,500–$15,000
Annual court oversight$500–$3,000
What Gets Locked When You Die
$20,000–$35,000Lost investment returns (per year frozen)$20,000–$35,000
Beyond the numbers
Digital photos lost:57% of families
Crypto with no plan:89% of owners
What Happens If You're Alive But Can't Act
$4,000–$10,000Emergency guardianship filing$3,500–$10,000
Beyond the numbers
Can't make own decisions:70% of patients
No financial POA:67% of seniors
Guardianship costs appear in both cards for different scenarios (death vs. incapacity) — your family would face one or the other, not necessarily both.
These costs hit your family when they're least equipped to handle them.
Your family's potential cost without a plan
$84,000–$155,000
+$10,000–$50,000 if estate is disputed
Your plan starts at
from $279
$84,000–$155,000 in potential costs commonly faced without estate documents
Based on a $500K FL estate. Figures represent potential additional costs from verified studies — actual costs vary by family situation. Will contest costs shown separately (conditional). Excludes standard probate fees (~6%). Home value approximated at estate value.
What No Calculator Can Measure
The heaviest burdens don't come with receipts.
74%say it was the hardest thing they’ve done
570 hours of paperwork, phone calls, and court visits over 16 months – while grieving. Three out of four executors rank it among the worst experiences of their entire life.
58%of families end in conflict
Without clear instructions, siblings who shared everything growing up argue over who gets what. Some never speak again.
57%lose photos forever
Google deletes inactive accounts after 18 months. Apple after 3 years. No password, no memories.
Essential
Your notarized will with witnesses included
$279/ one-time
One-time payment. Lifetime document vault included.
Attorneys charge $500–$1,500 for this setup
Choose Your Will — $279
100% refund guarantee before notarization
Addresses $43K–$77K in potential costs
Court fees, property loss & children's inheritance
Most Popular
Complete
Full coverage for you and your family
$449/ one-time
One-time payment. Lifetime document vault included.
Attorneys charge $2,000–$5,000 for this setup
Unlock Complete Coverage
100% refund guarantee before notarization
Addresses $84K–$155K in potential costs
Everything in Essential + medical, financial & digital
+$42K–$78K beyond Essential
While You're Living (Incapacity Coverage)
256-bit EncryptedStripe PaymentsAttorney-ReviewedLifetime Vault
100% Refund Before Notarization
Review your documents. Show them to your attorney. Not satisfied? Full refund. No questions asked.
After notarization, your documents are fully executed and the session is non-refundable.
After Your Documents Are Done
Free Vault · Included
- Documents stored forever
- Download anytime, any device
- Account never expires
No annual paywall. Unlike competitors at $19–49/yr.
Life Changes? Update in 15 Min
- Essential: $160 per update — witnesses & notarization included
- Complete: $239 per update — witnesses & notarization included
- Edit → re-notarize → done. New docs fully replace previous ones.
vs attorney: $150-400 + scheduling notary + finding witnesses separately
Your Questions, Answered.
Everything you need to know – the process, the law, the cost.
How It Works
Your will is executed the moment the RON session ends — signed, notarized, and witnessed in one video call. Most families complete the full process in about 15 minutes:
- Free Checkup – 3 minutes (identifies your needs)
- WillBoard – 5 minutes (customize every detail)
- RON session – 7 minutes (notarized + witnessed, from your couch)
Done. Executed on completion. No driving, no scheduling, no extra steps.
- Free Checkup – a short quiz that identifies which documents you need based on your situation (family, assets, state)
- WillBoard – a step-by-step editor where you customize beneficiaries, executors, guardians, healthcare wishes, and more
- Review – preview your documents before paying. Show them to your attorney if you like
- RON session – a live video call with a licensed Florida notary + 2 professional witnesses. Sign digitally, done in 7 minutes
- Download – get your notarized PDFs immediately. Stored in your Free Vault forever
Legal & Validity
Yes. Florida was one of the first states to authorize Remote Online Notarization (RON) under §117.265. Your documents include:
- Self-proving affidavit (§732.503) with the notary's digital seal
- Video recording of the entire signing session
- Identity verification via knowledge-based authentication
RON-notarized documents have the same legal standing as in-person notarization under FL §117.265.
The RON (Remote Online Notarization) session is a live video call – here's exactly what happens:
- Identity verification – you answer knowledge-based authentication (KBA) questions and show a government-issued ID on camera
- Document review – the notary confirms you understand the documents you're signing
- Signing – you apply your digital signature on each document
- Witness attestation – 2 professional witnesses confirm they observed your signing
- Notarization – the licensed notary applies their digital seal and completes the self-proving affidavit (§732.503)
The entire session is video recorded and stored for 10 years per Florida law (§117.245). You receive your notarized PDFs immediately after.
Total time: about 7 minutes. No driving, no scheduling weeks out, no waiting room.
No. WillAgent is not a law firm and does not provide legal advice. We provide self-help document preparation tools using state-specific templates that follow statutory requirements.
For advice specific to your situation, consult a licensed estate planning attorney. Many users create their documents with us and then have an attorney review them for additional peace of mind.
Communications with WillAgent are not protected by attorney-client privilege.
Most states recognize wills validly executed in another state. Your Florida will is generally still valid if you move. However:
- State-specific provisions (like homestead) may not apply in your new state
- Your Healthcare POA and Financial POA may need updating to match new state requirements
- Consider reviewing your documents with a local attorney after a major move
WillAgent is expanding to Texas and Virginia next, with more states to follow.
Cost & Value
| Included | Essential $279 | Complete $449 |
|---|---|---|
| Last Will & Testament | ✓ | ✓ |
| Living Will | – | ✓ |
| Healthcare POA | – | ✓ |
| Financial POA | – | ✓ |
| HIPAA Authorization | – | ✓ |
| RON + 2 Witnesses | ✓ | ✓ |
| Secure PDF Download | ✓ | ✓ |
One-time payment. Your plan and permanent Vault access are yours forever — no required subscriptions or recurring fees.
Short: We use state-specific templates at a fraction of the cost.
- Attorney: $300–3,000+ for a will alone; a complete estate plan (will + POAs + directives) can exceed $5,000
- WillAgent: $279–449 (one-time, templates + RON + 2 witnesses included)
Plus, we include RON notarization and 2 professional witnesses – attorneys typically charge extra for these.
100% refund before notarization. Review your documents, show them to your attorney, take your time. Not satisfied? Full refund, no questions asked.
After notarization, your documents are fully executed and designed to meet state requirements – the session is non-refundable (the notary and witnesses have already performed their services).
Your Situation
It's an uncomfortable question, but an important one. Without a will, Florida law decides everything for your family – and the results often surprise people:
- Spouse + children from this marriage – spouse gets everything
- Spouse + children from another relationship – spouse gets only 50%
- Stepchildren – inherit nothing (they're not legal heirs unless adopted)
- Unmarried partner – inherits nothing, regardless of how long you've been together
Beyond distribution: the court appoints your children's guardian, sole-owner bank accounts typically freeze during probate (6–12 months), and the process nationally averages 4–7% of the estate in legal and court fees.
A $279 will lets you decide all of this yourself – in 15 minutes.
Yes. This is one of the most important reasons to have a will. You can name:
- A primary guardian for your minor children
- An alternate guardian in case your first choice can't serve
Without a will, the court decides who raises your children. The court gives strong weight to parental wishes expressed in a valid will.
Common Concerns
You can, but the risk is high. 40% of will contests stem from 3 preventable execution mistakes – improper execution, undue influence, and capacity issues. Courts regularly reject wills because of missing witnesses, improper signatures, or unclear language.
Florida requires 2 witnesses present at the same time (§732.502) and specific execution procedures. Miss one step, and your family could face probate as if you had no will at all.
WillAgent handles execution, witnesses, and notarization in one 15-minute session.
Not automatically. In Florida, your spouse has no legal right to accounts held in your name only. Sole-owner bank accounts typically freeze when a bank learns of a death (joint accounts and accounts with named beneficiaries are handled differently).
- Joint accounts pass to the surviving owner, but sole-owner accounts do not
- If you have children from another relationship, your spouse may only receive 50% under intestacy
- Without a Financial POA, your spouse cannot access accounts if you become incapacitated
A will and Financial POA together protect your spouse in both scenarios.
Probate nationally averages 4–7% of an estate in combined legal and court fees. In Florida, statutory attorney fees alone start at approximately 3% (§733.6171).
- A $100K estate: $4,000–$7,000 in total probate costs
- A $250K estate: $10,000–$17,500 in total probate costs
- Even a single bank account or vehicle triggers probate without a will
The median American household has $192,700 in net worth when you add up the house, car, retirement accounts, and bank balances. That is more than enough to justify a $279 plan.
43% of adults only think about a will after a health scare. By then, cognitive capacity questions can complicate or even invalidate the document.
Estate plans require mental capacity to be valid. If you wait until a diagnosis, someone could challenge whether you understood what you signed. The strongest documents are the ones created when you are healthy.
It takes 15 minutes. You could do it during a lunch break.
After You Sign
You can update any document at any time. Here's how:
- Log back in to your WillBoard – your account never expires
- Make your changes – update beneficiaries, guardians, assets, or any other detail
- Re-notarize – schedule a new 10-minute RON session to sign the updated version
Your new document automatically revokes the old one – no need to file paperwork or notify anyone. Update pricing: $160 (Essential), $239 (Complete) – 60% off original.
For when to update, see “How often should I update my will?” below.
Build Your Estate Plan
Free checkup, no signup required
WillAgent is a technology platform, not a law firm. The information provided here is for educational purposes only and does not constitute legal advice. Consult an attorney for advice specific to your situation.
“My father hasn't passed, but his mind has & it was sudden. Unfortunately, he has something of a financial mess to sort out. Get those wills and final wishes documented now folks. You won't be able to hear it when the time comes, but your heirs will thank you for it.”
– @CoryBMorgan on X · Apr 2024 · 522 likes
Don't leave them a PDF. Leave them a plan.
Other services hand you a PDF. With us, every document is notarized, witnessed, and self-proving. Executed the moment you finish. Lifetime vault included, free forever.
15 minutes. From your couch. Notary + 2 witnesses included.
43% of families wait until a health crisis to plan
Start Your Plan Free
100% refund guarantee before notarization
Free checkup • No signup • No credit card
See Your Florida Plan
Free • No signup • 5-Document Estate Plan